I have been paying monthly what I can afford. Yes they called me and offered to set up payment plans but as I explained I do work on some commission and will pay what I can afford.
Because I was in the hospital several times, each visit is a different account and billed separately so I would get three or four bills from them a month.
Two accounts were paid off along with the doctors, x-ray, ambulance and specialists. I still owed $1,153.00 on the account in question. I made out a check for $1000.00 on Saturday and put it in the mail.
The postman took all my mail (paid Bills) and left me two more. One from the Hospital for another account $1,240.00 and one from the collection agency for the $1,153.00.
I guess that since everyone now has wonderful (Free) healthcare we need to save up our annual deductibles for each member of our family covered.
I have paid the Hospital something ($200 - $800 per month) with all the other medical bills and I still go to collections.
The next time they call I will take the offer of a structured payment plan and start the discussion at $10.00 a month.
Most of us cannot pay $4,000.00 - $6,000.00 in one or four months.